We offer Janitorial Insurance coverage in Massachusetts, Maine, New Hampshire, Rhode Island, Maine, New York and Florida.
Please ask one of our agents how we can provide you with insurance across multiple states.
When you run a cleaning or janitorial business, every job site, client request, and new contract brings opportunity—as well as risk. Coonan Insurance Agency understands the unique challenges cleaning professionals face, and we’re here to help you protect the company you’ve worked hard to build.
Our team delivers friendly, knowledgeable guidance and customized janitorial insurance solutions designed to support your day-to-day operations and long-term success.
How Does Janitorial Insurance in Massachusetts Support Local Cleaning Companies?
Operating a cleaning business in Massachusetts brings its own considerations. Varied property types—from historic homes and office buildings to restaurants, medical facilities, and coastal properties—create a wide range of exposures. Weather conditions can also increase slip-and-fall risks or lead to water-related damage during work. Janitorial insurance in Massachusetts helps address these state-specific challenges by offering coverage tailored to local regulations, business expectations, and environmental factors.
Coonan Insurance Agency understands the insurance landscape in Massachusetts and can help you navigate compliance requirements, certificate requests, and the types of coverage typically required by local clients and commercial property managers. Whether you serve Boston, the suburbs, or small coastal towns, having localized guidance ensures your policy aligns with regional expectations and the needs of the businesses you serve.
What Types of Coverage May Be Included in a Janitorial Insurance Package?
A janitorial insurance package may include several types of coverage designed to protect your cleaning business from different angles. While every policy should be customized, many cleaning companies benefit from core protections such as:
- General Liability Insurance – may cover third-party injuries, accidental property damage, and related legal costs.
- Commercial Property Insurance – may protect equipment like vacuums, cleaning machines, and supplies, whether they’re stored at your office or transported to job sites.
- Workers’ Compensation Insurance – may cover medical expenses and lost wages if an employee is injured while performing job duties.
- Commercial Auto Insurance – may protect vehicles used for transporting equipment, supplies, or staff.
- Inland Marine Coverage – may cover tools and equipment in transit between locations.
- Janitorial Bonds or Employee Dishonesty Coverage – may help reassure clients and provide protection if dishonest acts occur.
Coonan Insurance Agency can help you determine which coverage types best match your business model and overall risk profile.
Quotes Available in MA, RI, CT, NH, ME, NY and FL
What Factors Can Affect the Cost of Janitorial Insurance in Massachusetts?
The cost of janitorial insurance depends on several key details about how your business operates, the environments you work in, and the level of coverage you choose. Insurers look at your unique risk profile to determine pricing, which means no two cleaning businesses pay exactly the same amount. Understanding these cost factors can help you plan your budget more effectively while selecting coverage that still protects your operations.
Some of the most common factors that may influence pricing include:
Coonan Insurance Agency can walk you through these variables and help you find a balanced, affordable policy that fits your business needs without sacrificing essential protection.
How Can Janitorial Insurance Help You Win More Contracts?
Many commercial clients—including property managers, schools, medical facilities, and office complexes—require proof of insurance before awarding a cleaning contract. They want to know that if something goes wrong, your company can handle the issue responsibly and professionally. Janitorial insurance positions your business as trustworthy, prepared, and serious about protecting clients’ property.
Coonan Insurance Agency can provide the certificates of insurance you need quickly and accurately, helping you secure opportunities without delay. Having tailored coverage in place also allows you to take on larger jobs confidently, knowing that your policy can support your business as it expands. In a competitive cleaning industry, strong insurance isn’t just protection—it’s an advantage.
Why Should Cleaning Companies in Massachusetts Choose Coonan Insurance Agency?
With decades of experience serving businesses across Massachusetts, Coonan Insurance Agency offers local insight and practical support that national providers often overlook. Our team takes the time to understand how your cleaning company operates, the types of facilities you service, and the requirements you face from clients or building managers. This allows us to craft janitorial insurance solutions that fit—not generic policies that leave gaps.
Our friendly, responsive approach means you get personal attention whenever you need to adjust coverage, request certificates, or file a claim. We understand that cleaning businesses must maintain trust and reliability, and we aim to be the same kind of dependable partner for you. Whether you’re a small residential cleaning service or a growing commercial janitorial operation, we offer guidance rooted in real experience and a true commitment to your business.
What’s the Best Way to Get Janitorial Insurance for Your Cleaning Business?
The easiest way to secure comprehensive, reliable janitorial insurance is to work with a local agency that understands your industry and community. At Coonan Insurance Agency, we make the process simple. We’ll review your operations, discuss your goals, and help you choose coverage options that align with your budget and risk level.
From the first consultation to ongoing service, our team focuses on clear communication, genuine support, and practical solutions. Whether you’re starting a new cleaning business or updating coverage for a long-established operation, we’re here to help you protect your work, your team, and your reputation. Reach out to us today to get started.
